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{block name="title"}贷款房产证要押银行吗-丫丫百科{/block}
{block name='description'}贷款买房时，银行一般都会跟购房者签订抵押贷款合同，并办理相关的房地产抵押登记和公证。在办理房地产抵押时，银行还会办理他项权证，他项权证是能证明购房者将房屋抵押给银行的凭据。因此银行不需要房产证抵押，只需要持有他项权证即可。房产让还是由购房者执有。{/block}
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<div class="qa_posi"><div class="c_center">您的位置：<a href="//www.tianyaya.cn">丫丫百科</a> > <a href="//www.tianyaya.cn/tuwen/fangchan/">说房产</a> > <a href="https://www.tianyaya.cn/tuwen/1678462974509806902.html">贷款房产证要押银行吗</a></div></div>
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            <h1 class="tit" style="text-align: center;font-size: 28px;margin-top: 15px"><span>贷款房产证要押银行吗</span></h1>
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                <span>时间：2023-07-28</span>
                <span>来源：互联网公开数据整理或转载</span>
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                <p>贷款买房时，银行一般都会跟购房者签订抵押贷款合同，并办理相关的房地产抵押登记和公证。在办理房地产抵押时，银行还会办理他项权证，他项权证是能证明购房者将房屋抵押给银行的凭据。因此银行不需要房产证抵押，只需要持有他项权证即可。房产让还是由购房者执有。</p>            </div>
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